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Last Updated: November 2023
Baraka Analytics (“Baraka Analytics” or “Portal”) is a social impact investment, network, and discovery portal supported, owned, and operated by Baraka Impact Finance LLC (“BARAKA IMPACT FINANCE” or “BARAKA”), powered by the SaaS platform (the “Artha Platform” or the “Platform”) developed [and supported] by Artha Networks, Inc. ("ANI"). BARAKA IMPACT FINANCE is an evidence-based global health impact advisory located in Geneva, Switzerland, positioned as an enabling ecosystem reliant on a scientific approach to catalyse impact from investors and social entrepreneurs working on sustainable solutions in health.
By accessing, subscribing to, contributing data to, or using Baraka Analytics and the Platform, you acknowledge that you have read, understood, accepted, and have agreed to be bound by and comply with the following important legal information contained in these Terms and Conditions of Use (“Terms”), as updated from time to time in accordance with Section 23a herein.
The Terms must be read in their entirety before accessing and using Baraka Analytics and the Platform. They constitute an agreement between BARAKA IMPACT FINANCE LLC, ANI, and the user (“User(s)”; “Investor-User(s)”; “Enterprise-User(s)”; “Third Party-User(s)”; “ESO(s)”; “You”; “Your”; collectively, “Users”) related to the tools and any of the services described on it (“Services”).
Accessing Baraka Analytics and the Artha Platform indicates that you accept these Terms regardless of whether you are a registered User or not. If you do not accept these Terms, you may not and should not access it or register.
If you have any questions or need additional information, you may reach us at firstname.lastname@example.org.
2. No Offer, Exclusion of Liability
3. No Investment Advice or Actions
4. Pilot Testing Phase
The Portal is currently in its experimental pilot phase; some services, functionalities, and features are for preview, early access, or may be under evaluation and assessment, while others will be made available to Users progressively as funding is secured and additional technical capabilities are developed (the “Pilot Phase”). These Terms are subject to change, accordingly.
The Portal is temporarily free of charge and is intending to collect User feedback in priority. Despite anything to the contrary in the Terms, Users accept, that:
6. Curated Information
7. Intellectual Property
9. Registration, User Account
12. Reserved Rights
ANI and BARAKA IMPACT FINANCE reserve the right to access User Accounts as necessary in order to provide Services. Furthermore, the User agrees that we may, but are not required to:
13. Third Party Web Tools
ANI and BARAKA IMPACT FINANCE may make use of Google Tag Manager (GTM) to include the tracking tools (a) Google Analytics and (b) Hotjar for web analysis and User experience optimization.
The User can find additional information on how to install the browser add-on referenced above at the following link: Google Analytics Opt-out Browser Add-on Download Page. For the cases in which personal data is transferred to the US, Google has self-certified pursuant to the EU-US Privacy Shield.
If the User does not want to be recorded by Hotjar, the User can disable it by setting the DoNotTrack header in its browser. For more information and more about Hotjar's data processing, please visit: www.hotjar.com/legal/compliance/opt-out.
14. User Representations and Warranties
Users are granted limited, revocable, nonexclusive, non-transferable access to the Information granted the Users’ continued compliance with these Terms. Users may view, download, and print the Information for their personal and internal business use, provided that all hard copies contain all copyright notices and trademark legends, and all other applicable Intellectual Property and proprietary marks and notices.
EACH USER REPRESENTS AND WARRANTS THAT:
Except where expressly provided in these Terms, the User shall:
The Platform and Portal may include features and functionality whereby a User may post and transmit information, images, and other materials. All such information, images, and materials, whether publicly posted or publicly or privately transmitted, are the sole responsibility of the User who originates such content. Each of ANI and BARAKA IMPACT FINANCE reserves the right at all times (but will not have an obligation) to remove or refuse to post or distribute any content, and to restrict, suspend or terminate the participation of any User from the Platform, Portal and Services at any time, with or without prior notice.
15. Due Diligence
17. Service-Specific Terms
Certain Services, or portions thereof, that could be provided by BARAKA IMPACT FINANCE, may be subject to additional terms (“Service-Specific Terms”), including third-party terms and conditions, that are specific to these particular Services, set forth in such Service-Specific Terms. If a conflict arises between these Terms and any Service-Specific Terms, the Service-Specific Terms will control with respect to the applicable services or portions thereof. Use of the Services may also be subject to additional policies, guidelines, or rules we make available to Users.
18. Reference Materials
Reference to certain materials (“Reference Materials”) may be found on the Portal.
REFERENCE MATERIALS ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY.THESE MATERIALS ARE NOT INTENDED TO (A) CONSTITUTE LEGAL ADVICE OR (B) CREATE AN ATTORNEY-CLIENT RELATIONSHIP. THE USER AGREES THAT EACH SITUATION IS HIGHLY FACT-SPECIFIC AND UNDERSTANDS IT SHOULD SEEK LEGAL ADVICE FROM A LICENSED ATTORNEY IN THE RELEVANT JURISDICTION(S).
19. Cautionary Language Regarding Forward-Looking Statements
The Information may contain estimates, data, projections, or other statements that are forward-looking in nature. Such forward-looking statements are inherently speculative and subject to numerous risks and uncertainties. Actual results and performance may be significantly different from historical experience and present expectations or projections of the Enterprises listed or showcased as effective ‘solutions’ for serving and impacting their intended markets.
NEITHER ANI NOR BARAKA IMPACT FINANCE UNDERTAKE ANY OBLIGATION TO PUBLICLY UPDATE OR REVISE ANY FORWARD-LOOKING STATEMENTS.
20. Limitation of Liability, Warranty, and Indemnification
Nothing in these Terms shall exclude or in any way limit ANI or BARAKA IMPACT FINANCE’S liability for fraud, or for death and personal injury caused by its negligence, or any other liability to the extent that it cannot be excluded or limited as a matter of applicable law and insurance.
These Terms will continue in force until terminated by either party. Either party may terminate these Terms at any time, with immediate effect, without prior notice to the other Party. The User may terminate these Terms at any time by sending a cancellation request to: email@example.com.
The change will be processed within thirty (30) days and the User Account will be deleted.
Any termination or restriction shall be without prejudice to any rights accrued to ANI or BARAKA IMPACT FINANCE up to the date of termination.
ANI and BARAKA IMPACT FINANCE may change these Terms from time to time. Users can review the most current version of these Terms at any time at [hyperlink]. The revised provisions will become effective once posted or on any effective date indicated in the posting, and the User accepts the revised provisions by accessing or using the Platform, Portal or any Services after that date.
The User may not assign these Terms without prior written consent from ANI and BARAKA IMPACT FINANCE.
ANI and BARAKA IMPACT FINANCE may assign or transfer these Terms, in whole or in part, without restriction. They shall each have the right to assign their respective rights or delegate any of their respective responsibilities under these Terms to an affiliate or in connection with a merger, consolidation, or re-organization or the sale of substantially all assets.
Except as expressly provided in these Terms, there shall be no third-party beneficiaries to the Terms.
Notices must be sent via email, first class, airmail, or overnight courier and are deemed given when received.
e. Force Majeure
No party will be liable for inadequate performance to the extent caused by a condition that was beyond the party’s reasonable control (for example, natural disaster or internet disturbance).
If any provision of these Terms is found to be unenforceable or invalid, that provision will be modified or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect and enforceable. If for any reason a court or arbitration center, as applicable, of competent jurisdiction finds any provision of these Terms invalid or unenforceable, that provision will be enforced to the maximum extent permissible, reflecting the intent of the parties as closely as possible, as well as the economic, business and other purposes of such void or unenforceable provision; other provisions of these Terms will remain in full force and effect.
Failure for ANI or BARAKA IMPACT FINANCE to enforce any right or provision of these Terms will not constitute a waiver of future enforcement of that right or provision. The waiver of any such right or provision will be effective only if in writing and signed by ANI or BARAKA IMPACT FINANCE, as applicable. Except as expressly set forth in these Terms, the exercise by ANI, BARAKA IMPACT FINANCE or the User of any of its remedies under these Terms will be without prejudice to its other remedies under these Terms or otherwise.
By using the Portal and Services, the User acknowledges that the Portal acts only as an introducing community and network. No agency, partnership, joint venture, or employment is created as a result of these Terms. A party does not have any authority of any kind to bind any other party in any respect whatsoever; instead, the relationship is that of independent contractors.
h. Customer Reference
ANI and BARAKA IMPACT FINANCE reserve the right to use the User’s name and logo for marketing or promotional purposes in communications to or with existing or potential Users, and on its professional media outlets.
i. Legal Fees
ANI and BARAKA IMPACT FINANCE shall have the right to collect any expenses incurred including attorneys' fees in enforcing their respective rights under these Terms.
24. Governing Law, Place of Jurisdiction
The Terms and any legal matters in connection to them shall be governed, construed, and entered in accordance with the laws of Switzerland, without regard to choice of law or conflict of law provisions thereof.
These laws apply to the User notwithstanding its domicile, residency, or physical location. The User may have additional obligations and responsibilities to adhere to in the jurisdiction of its domicile, residency, or physical location for which it is entirely responsible. The Artha Platform, Portal and Services are intended for use only in jurisdictions where they may lawfully be offered for use. The Convention for the International Sale of Goods will not apply.
In the event of any claim, controversy, or alleged dispute (“Dispute”) between the User and BARAKA IMPACT FINANCE, or User and the Artha Platform, the Parties hereby agree to attempt in good faith to amicably resolve any such Dispute at least 30 days before instituting any legal proceeding.
Except as restricted by applicable law, the User hereby consents to the exclusive jurisdiction and venue of the ordinary courts of the canton of Geneva, Switzerland, which shall have jurisdiction over all legal disputes arising out of or connection with the Terms and use of the Artha Platform, Portal and Services, with a right of appeal to the Swiss Federal Court. ANI and BARAKA IMPACT FINANCE reserve the right to bring legal proceedings at other places of jurisdiction.
The Parties may mutually agree to refer a Dispute to the International Court of Arbitration of the International Chamber of Commerce to be resolved in accordance with its rules (“Rules”), which rules are deemed to be incorporated by reference into this clause. The number of arbitrators shall be three, the seat of the arbitration shall be Zurich, and the arbitral proceedings shall be conducted in English. The award of the arbitrators shall be final and binding on the Parties.
The User hereby waives any claim that the elected legal and arbitration seats are improper or inconvenient.
Users may only resolve Disputes with ANI and BARAKA IMPACT FINANCE on an individual basis and may not bring a claim in a class, consolidated, or representative action.
(collectively, “Privacy Statement”)
Welcome to our Privacy Statement.
Baraka Impact Finance LLC (hereinafter, “BARAKA IMPACT FINANCE”, “We”) respects your (the “User(s)”) privacy and is committed to protecting your personal data. This Privacy Statement will inform you, the User, as to how we look after your personal data when you visit our Portal (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.
We will only use your personal information to manage your account and provide you with the services you have requested from us.
It is important to note that the Portal is a social network and therefore the interactions you enter into with others on our platform are not within the purview of our responsibility from a data or transaction perspective.
In order to provide you with access to the requested content, we need to store and process personal information.
Other than personally identifiable information, which is covered under our Privacy Statement, any material you transmit or post to the Portal shall be considered non-confidential and non-proprietary.
You are prohibited from posting or transmitting to or from the Portal any material which is illegal, defamatory, infringes the rights of any third party, or which may give rise to civil or criminal liability. Please refer to our Terms for additional policies and restrictions.
This Privacy Statement shall apply to the entire contents of the Portal and to any correspondence by email between BARAKA IMPACT FINANCE and the User. Certain sections or pages on the Portal may contain separate terms or notices, which are in addition to this Privacy Statement.
In the context of the joint business relationship, the User must provide such personal data as is required for establishing and performing a business relationship and fulfilling the associated contractual obligations or that BARAKA IMPACT FINANCE is legally obligated to collect. Without this data, We shall generally have to refuse to conclude registration or provide Services, or shall no longer be able to execute an existing agreement and may have to terminate it.
Nothing in this Privacy Statement shall exclude or limit any liability on BARAKA IMPACT FINANCE which cannot be excluded or limited under applicable law.
All terms not defined herein are defined in the Terms and Conditions of Use of the Portal.
Any rights not expressly granted in this Privacy Statement are reserved.
If you consent to us retaining your personal data for this purpose, please confirm by clicking “Yes”, below.
BARAKA IMPACT FINANCE processes personal data that it receives from its clients in the context of the business relationship. This is the case when persons come into contact with the Portal or Services (e.g., as an interested party, an applicant or a User and particularly when parties are interested in our Services, register on our Portal, come into contact with us by email, phone or application, as well as when they use our Services as part of an active business relationship). In all these cases, We collect, store, use, transfer, or delete personal data.
To the extent necessary for the provision of Services, We also process personal data received from other companies or from other third parties (other service providers) in a permissible manner (e.g., for the execution of orders, for the performance of agreements or based on consent given by Users). Additionally, We process personal data that We have permissibly obtained from publicly accessible sources (e.g., land registers, commercial registers and registers of associations, Federal Gazette, press, media, internet) and that We are entitled to process.
In certain cases, BARAKA IMPACT FINANCE collects personal data from potential clients, users, and interested individuals.
To the extent necessary, BARAKA IMPACT FINANCE shall also collect personal data from persons who have no direct connection with it and who, for example, belong to one of the following groups of people:
This Privacy Statement describes, generally, how we, in our capacity as a “controller”, a “business”, or a “responsible party” under applicable laws, handles and processes personal information. For purposes of this Privacy Statement, the terms “controller,” “processor,” and related terms shall have the meanings defined in the statute then applicable by applicable jurisdiction (e.g., GDPR, UK GDPR, Swiss nFADP).
BARAKA IMPACT FINANCE may not, in each relationship, be properly designated as a “controller.” Our technology partner and global SaaS operator Artha Networks Inc. (“ANI”) operates worldwide through partner, licensee, and affiliate companies. For the purposes of operating the BARAKA IMPACT FINANCE’s Portal on the ANI Platform, Baraka is a licensee of ANI. ANI may, as the case may be, also be a designated controller. ANI is committed to privacy, data security, and to transparency in information practices.
Both Baraka and ANI require, by means of agreement, their partners, licensees, and affiliates undertake to: (i) comply with applicable laws, regulations, and industry standards; (ii) meet a standard of care for privacy and data security which meet or exceed our own such standards (including safeguards, privacy/information policies, and applicable industry standards); (iii) pass these same privacy and data security obligations on to their own partners, subcontractors, and licensees, as may be permitted by ANI. This Privacy Statement reflects this requirement and contains additional information as it pertains to the Portal’s operations by licensee/owner BARAKA IMPACT FINANCE.
We have in place processes and strategies for data protection and a designated officer responsible for overseeing questions in relation to this Privacy Statement. If you have any questions or comments about this Privacy Statement, including any requests to exercise your legal rights, please contact us using the details set out below.
FULL ID OF LEGAL ENTITY OF BARAKA IMPACT FINANCE
Baraka Impact Finance LLC (CHE-370.277.287)
Designated contact persons
c/o MLL Meyerlustenberger Lachenal Froriep SA, Geneva Branch
65 rue du Rhône
FULL ID OF LEGAL ENTITY OF ARTHA NETWORKS INC. (ANI)
Artha Networks Inc. (ANI)
33 Partridge Lane, Belmont, MA 02478, USA
In some countries, there is a legal requirement to provide a named individual and their contact details. These are:
A. Name, contact information and other identifiers:
B. Customer records:
C. Commercial Information:
D. Usage data:
E. Geolocation data:
We do not collect any Special Categories of Personal Data about Users (this includes details about your race or ethnicity, religious or philosophical beliefs, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data). Nor do we collect any information about criminal convictions and offenses.
If you fail to provide personal data where we need to collect personal data by law, or under the Terms and/or contract we have with you and you fail to provide that data when requested, we may not be able to perform as per the contract we have or are trying to enter into with you (for example, to provide you with goods or services). In this case, we may have to cancel a product or service you have with us but we will notify you if this is the case at the time.
This overview is intended to summarize key information about our information practices, which are further explained below. While the actual information we collect and our use of such personal information varies depending upon the nature of our relationship and interactions, the table below provides a general overview of the categories of personal information we collect and the purposes for which we use such information.
A. How We Collect Personal Information
We use different methods to collect personal information from and about you including through:
B. How we use personal information
We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:
Click here to find out more about the types of lawful basis that we will rely on to process your personal data.
Generally, we do not rely on consent as a legal basis for processing your personal data other than in relation to sending third party direct marketing communications to you via email or text message. You have the right to withdraw consent to marketing at any time by contacting us or unsubscribing directly from such mailers.
C. Purposes for which we will use your personal data
We have set out below, in a table format, a description of ways we may use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate.
Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are using your data. Please contact us with any questions related to the below.
Type of data
Lawful basis for processing including basis of legitimate interest
To register you as a new User
Performance of an informational exchange/ contract with you
To process and deliver your order including:
(a) Manage payments, fees, and charges
(e) Marketing and Communications
(a) Performance of a contract with you
(b) Necessary for our legitimate interests (to recover debts due to us, if any)
To manage our relationship with you which will include:
(a) Notifying you about changes to our Terms or Privacy Statement
(b) Asking you to leave a review, provide feedback on a User profile or take a survey
(d) Marketing and Communications
(b) Necessary to comply with a legal obligation
(c) Necessary for our legitimate interests (to keep our records updated and to study how Users use our products/services)
To enable you to partake in a webinar showcase, competition or complete a survey.
(d) Usage / Activity
(b) Necessary for our legitimate interests (to study how customers use our products/services, to develop them and grow our business)
To enable you to participate in facilitated due diligence and other workflows.
To administer and protect our business and this Portal (including troubleshooting, data analysis, testing, system maintenance, support, reporting and hosting of data)
(a) Necessary for our legitimate interests (for running our business, provision of administration and IT services, network security, to prevent fraud and in the context of a business reorganization or group restructuring exercise)
To deliver relevant Portal content and advertisements to you and measure or understand the effectiveness of the advertising we serve to you
Necessary for our legitimate interests (to study how customers use our products/services, to develop them, to grow our business and to inform our marketing strategy)
To use data analytics to improve our Portal, products/services, marketing, customer relationships and experiences
Necessary for our legitimate interests (to define types of customers for our products and services, to keep our website updated and relevant, to develop our business and to inform our marketing strategy)
To make suggestions and recommendations to you about goods or services that may be of interest to you
Necessary for our legitimate interests (to develop our products/services and grow our business)
Please see the “Individual Rights and Choices” section below for a description of the choices we provide and the rights you have regarding your personal information. If you are a US California resident, please be sure to review the section Additional Information for US California Residents below for important information about the categories of personal information we collect and disclose and your rights under US California privacy laws.
This Privacy Statement describes, generally, how BARAKA IMPACT FINANCE, in our capacity as a “controller” or a “business” or a “responsible party” under applicable laws, handles and processes personal information related to:
Our collection, use, and disclosure and processing of personal information about individuals will vary depending upon the circumstances. This Privacy Statement is intended to describe our overall privacy and data protection practices. In some cases, different, or additional notices about our data collection and processing practices may be provided and apply to our processing of certain personal information.
A. Personal information. In this Privacy Statement, our use of the term “personal information” includes other similar terms under applicable privacy laws—such as “personal data”, and “personally identifiable information.” Under the Portal’s Terms, these are also referred to by “User Data” and “User Account” information. In general, personal information includes any information that identifies, relates to, describes, or is reasonably capable of being associated, linked, or linkable with a particular individual.
B. Not covered by this Statement
This Privacy Statement does not apply to job applicants and candidates who apply for employment with us through our Websites or to our collaborators, employees, non-employee workers whose personal information is subject to different privacy notices/statements which are provided to such individuals in the context of their employment or working relationship with BARAKA IMPACT FINANCE.
When providing Services to clients, we may act as a “service provider”, “processor”, or “operator” under applicable privacy and data protection laws. This means that we may receive or collect your personal information from or on behalf of our client. In this scenario, we will only process personal information on behalf of and subject to the instructions of our clients (who, from a privacy law perspective, are “controllers” or “businesses” or “responsible parties” with respect to the personal information we process on their behalf). In some cases, where we are acting as a “service provider” or “processor” or “operator,” our clients’ privacy notices/statements (and not this one) will apply to and control the processing of personal information.
Where we act in our capacity as a controller or business or responsible party with respect to personal information, for the purposes of the General Data Protection Regulation (GDPR) and other relevant applicable laws, including United States federal and state regulations, this Privacy Statement will apply, as explained below.
A. Our Websites
Both ANI and Baraka are global companies and the data that we collect from you may be transferred to, accessed, processed or stored in, and subject to requests from law enforcement in, jurisdictions outside of your home jurisdiction, including Switzerland, the United States of America, the European Union, and other jurisdictions, in which we or our service providers operate. In general, we store data unless otherwise requested in Switzerland, United Kingdom, or EU based servers. Some of these jurisdictions, when relevant upon client request, may not provide equivalent levels of data protection as your home jurisdiction. We have established safeguards to protect personal information that is transferred to other countries, including appropriate contractual protections. For more information on the appropriate safeguards in place, please contact us at: firstname.lastname@example.org.
We collect personal information directly from individuals, automatically related to the use of the Services and Portal, and in some cases, from third parties (such as social networks, platform providers, payment processors, and operators of certain third-party services that we use). Generally, we collect your personal information on a voluntary basis. However, if you decline to provide certain personal information that is marked mandatory, you may not be able to access certain Services or we may be unable to fully respond to your inquiry.
The personal information that we collect and process will vary depending upon the circumstances. For example, the personal information we may collect through our Portal includes:
A. Categories of sources of personal information
We may collect personal information directly from the User, as well as automatically related to your use of our Portal and other services, as well as from third parties. For example, we collect personal information:
B. Aggregate and de-identified information
We may de-identify personal information and create anonymous and aggregated data sets and reports in order to assess, improve and develop our business, products and services, prepare benchmarking reports on our industry and for other research, marketing and analytics purposes.
We disclose the personal information we collect as set forth in this section.
A. Purposes for Which We Disclose Personal Information
We may disclose your personal information to any BARAKA IMPACT FINANCE group company, to our data and technology partners, for the uses and purposes set out below:
We request those external service providers to implement and apply security safeguards to ensure the privacy and security of your personal information. These third parties must have agreed to confidentiality restrictions and to use any personal information we share with them or which they collect on our behalf solely for the purpose of providing the contracted service to us.
B. Categories of Personal Information Disclosed
Certain privacy laws (such as the California Consumer Privacy Act (“CCPA”) and California Privacy Rights Act, 2020 (“CPRA”)) require that we disclose the categories of personal Information that we have disclosed for a business purpose as well as the categories that we have “sold” (as that term is defined under the CCPA/CPRA or other applicable laws). Please review the descriptions of the categories of personal information under the Personal Information Collected section of this Privacy Statement, for further descriptions of each category of personal information.
C. Categories of personal information disclosed for a business purpose
In general, we may disclose the following categories of personal information in support of our business purposes identified above:
We have disclosed the categories of personal information listed above to the following categories of third parties in the preceding twelve months: our internal colleagues in BARAKA IMPACT FINANCE related programs, for the purpose of sharing impact investment industry event information. Our system functionality does not share more than your name and company name and contact ‘request’ information (if you allow it to be shown) to anyone other than peer platform users and clients. We do not share information with advertising networks, other service providers, insurance companies, or government entities. It is possible we may share access to our databases to data analytics providers in the future as we refine our functionality and tools.
D. Categories of personal information sold
While we do not disclose personal information to third parties in exchange for monetary compensation from such third parties, we may disclose or make available personal information to third parties, in order to receive certain services or benefits from them, such as when we allow third party tags to collect information such as browsing history on our Portal, in order to improve and measure our ad campaigns. The CCPA/CPRA defines a “sale” as disclosing or making available to a third-party Personal Information in exchange for monetary or other valuable consideration. Pursuant to the CCPA/CPRA, the categories of Personal Information that we may “sell” as defined under the CCPA includes:
You can manage your preferences regarding Third-party Ad company cookies set by this Portal, using our cookie preference manager. If you have reached this Privacy Statement from a website other than the Portal’s homepage, please go back and use the cookie preference manager on that website to set your cookie preferences.
We have implemented technical and organizational security measures to protect the personal information we collect. Despite this, the security of the transmission of information via the Internet cannot always be guaranteed and you acknowledge this in your access and use of our Portal and Services. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of your account has been compromised), please immediately notify us at email@example.com.
You may opt out from receiving marketing-related communications from us on a going-forward basis by contacting us or by using the unsubscribe mechanism contained in each email. Your user profile settings will also allow you to opt-in and out of various system-generated communications emanating from the Portal administrator. We will try to comply with your request(s) as soon as reasonably practicable. Please note that if you opt out of receiving marketing-related emails from us, we may still send you important administrative messages, from which you cannot opt out.
B. Access, amendment, and deletion.
You may request to review, make amendments, have deleted, or otherwise exercise your rights under applicable privacy laws over your personal information that we hold, subject to certain limitations under applicable law. You may submit a request to us related to your personal information:
We take steps in accordance with applicable legislation to keep your personal information accurate, complete, and up-to-date. If you would like to review, correct, update, suppress, or restrict the processing of your personal information or request a copy of personal information about you, you may contact us by sending us an email at firstname.lastname@example.org or by sending your request by registered postal mail to the address provided in the Contacts Details section of this Statement.
In your request, please make clear what personal information you would like to have changed, whether you would like to have your personal information suppressed from our database or otherwise let us know what limitations you would like to put on our use of your personal information. For your protection, we may only implement requests with respect to the personal information associated with the particular email address that you use to send us your request, and we may need to verify your identity before implementing your request. We will try to comply with your request as soon as reasonably practicable.
Please note that we may need to retain certain information for recordkeeping purposes and/or to complete any transactions that you began prior to requesting a change or deletion. There may also be residual information that will remain within our databases and other records, which will not be removed.
To exercise your rights please contact us using the contact information below. Subject to legal and other permissible considerations, we will make reasonable efforts to honour your request promptly or inform you if we require further information to fulfill your request.
We may not always be able to fully address your request, for example if it would impact the duty of confidentiality we owe to others, or if we are legally entitled to deal with the request in a different way.
C. Additional information for certain jurisdictions. We are committed to respecting the privacy rights of individuals under all privacy laws applicable to us. Some privacy laws require that we provide specific information about individual rights to applicable consumers, which we have set forth at the end of this Privacy Statement:
From time to time, we may change our Privacy Statement. The effective date set forth at the top indicates the last time this Privacy Statement was revised. Checking this effective date allows you to determine whether there have been changes since the last time you reviewed the Statement. We will notify you of changes to this Privacy Statement by posting the revised Privacy Statement on our Websites.
In this section, we set forth additional information as required under applicable privacy laws in certain jurisdictions.
A. European Union / European Economic Area / United Kingdom
Residents of the European Union (EU) and the European Economic Area (EEA) have the following rights, under the GDPR, regarding their personal information:
We are not required to comply with your request to erase personal information if the processing of your personal information is necessary for:
The FADP allows natural persons, commercial, and non-commercial entities to process personal data without a specific legal basis, or other legal bases for processing personal information such as the law or overriding public interest, unless the processing meets certain criteria.
Granular, informed, and voluntary consent is required before or at the point of data collection for:
We ensure that we are collecting and storing compliant consent on the basis of geolocation to ensure compliance based on User location.
The User hereby explicitly consent to personal information and User Data being transferred to countries outside of Switzerland or the EU or the EEA (“Third Countries”), and besides the cases where it is required by law (e.g. reporting obligations under tax law), when doing so is necessary for the execution and falls within the scope of the Services provided by BARAKA IMPACT FINANCE. Where service providers in Third Countries are engaged, they are obligated to comply with the level of data protection in Europe by agreeing to the EU/Swiss standard contractual clauses in addition to written instructions.
As a rule, data shall not be transferred to a third country or an international organisation.
Where third-party service providers mentioned in this Privacy Statement are based in the USA. For the sake of completeness, we would like to point out for users who are resident or domiciled in Switzerland or the EU that there are US authority surveillance measures in place in the USA which generally allow the storage of all personal data of all persons whose data has been transferred from Switzerland or the EU to the USA. This is done without any differentiation, limitation, or exception based on the objective pursued and without any objective criterion that would make it possible to limit the access of the US authorities to the data and their subsequent use to specific, strictly limited purposes that are capable of justifying the intrusion associated with both the access to and the use of this data. Furthermore, we point out that in the USA, data subjects from Switzerland or the EU do not have any legal remedies that allow them to obtain access to the data concerning them and to obtain their correction or deletion, and that there is no effective judicial legal protection against general access rights of US authorities. We explicitly draw the attention of data subjects to this legal and factual situation so that they can make an appropriately informed decision to consent to the use of their data.
We point out to users who are resident in Switzerland or a Member State of the EU that the USA does not have a sufficient level of data protection from the point of view of the European Union and Switzerland – among other things due to the issues mentioned in this section. Insofar as we have explained in this data protection declaration that recipients of data (such as Google) are based in the USA, we will ensure through contractual arrangements with these companies, as well as any additional appropriate guarantees required, that your data is protected with our partners to an appropriate standard.
The User hereby also explicitly consents to the transfer of their personal data from Switzerland to Third Countries with which an adequacy agreement is not in force, for all situations where such a case arises.
Users shall be informed at all times prior to data collection, even if consent is not required for the intended data processing.
We take reasonable organizational and technical measures to ensure data privacy and security over physical and electronic files in both cases, i.e., where the controller is based in Switzerland (BARAKA IMPACT FINANCE) or out of the United States (ANI).
You have the right to file a complaint at any time to the Federal Data Protection and Information Commissioner (FDPIC), the Swiss supervisory authority for data protection issues (https://www.edoeb.admin.ch/edoeb/en/home/the-fdpic/links/data-protection—switzerland.html). We would, however, appreciate the chance to deal with your concerns before you approach the FDPIC; please contact us in the first instance.
C. California Residents
In this section, we provide information for California residents as required under California privacy laws, including the CCPA/CPRA, which require that we provide California residents certain specific information about how we handle their personal information, whether collected online or offline. This section does not address or apply to our handling of:
Categories of personal information that we collect and disclose. Our collection, use and disclosure of personal information about a California resident will vary depending upon the circumstances and nature of our interactions or relationship with such resident. The table above sets out generally the categories of personal information (as defined by the CCPA) about California residents that we collect, sell, and disclose to others for a business purpose. We collect these categories of personal information from the sources described in the Personal Information We Collect section above, and for the purposes described in the Purposes for which we use Personal Information section above.
Rights of California residents. California law grants California residents certain rights and imposes restrictions on particular business practices as set forth below.
California residents may make a Request to Know up to twice every 12 months. We will respond to verifiable requests received from California residents as required by law. The instructions for submitting a verifiable Request to Know are described in the “Submitting Requests” section below.
Submitting Requests. Do-Not-Sell (Opt-out) Requests, Requests to Know, and Requests to Delete may be submitted by contacting us at:
We will use the following process to verify Requests to Know and Requests to Delete:
We will acknowledge receipt of your Consumer Request, verify it using processes required by law, then process and respond to your request as required by law. To verify such requests, We may ask you to provide the following information:
An authorized agent can make a request on a California residents’ behalf by providing a power of attorney valid under California law, or providing: (1) proof that the consumer authorized the agent to do so; (2) verification of their own identity with respect to a right to know categories, right to know specific pieces of personal information, or requests to delete which are outlined above; and (3) direct confirmation that the consumer provided the authorized agent permission to submit the request.
We will respond to verifiable requests received from California residents as required by law. For more information about our privacy practices, you may contact us as set forth in the Contacts section of this Privacy Statement.
Consumer Requests Received
None, shall be updated as required
BARAKA IMPACT FINANCE processes and stores personal data belonging to customers for as long as doing so is necessary for the fulfilment of contractual and legal obligations. It should be noted that the business relationship is a continuing obligation that is intended to last for several years. If the data is no longer required for the fulfilment of contractual or legal obligations, it is regularly deleted, unless – temporary – further processing is necessary for the following purposes:
A retention period until the User revokes its consent shall apply to Users with whom an agreement is not subsequently concluded.
Within the scope of a standard non web-based client relationship, we process the following personal data, among others:
We collect and record this information when you interact with us, for example when you communicate with our employees. We also collect or create this information in the course of providing services to you. We may also obtain information about you from other sources, for example, by consulting publicly available sources to update your details, as part of the engagement process and also in the course of providing services to you.
We process the information in order to communicate with you, to carry out money laundering, conflict and reputation checks before opening a mandate, to be able to offer you the services or legal advice you require, to invoice you for the services and to manage the business relationship with you, including the assertion, enforcement and defence of legal claims.
The legal basis for the processing of your personal data for the above purposes lies in pre-contractual processing and the performance of a contract within the meaning of Art. 6 para. 1 lit. b GDPR, in the fulfilment of legal obligations within the meaning of Art. 6 para. 1 lit. c GDPR and, if applicable, in our legitimate interest in the targeted and efficient support of the client relationship within the meaning of Art. 6 para. 1 lit. f GDPR.
We regularly hold events, be they physical events on specific impact finance topics, general professional networking events, and webinars, etc., for which clients, Users, and other interested parties may choose to register. As part of the registration process, We collect various information about participants. You will be informed in each case during the registration process which information about you is mandatory. We collect the following fields of information, among others:
We need this information to arrange for your participation at the events and occasions in question and to organise the occasions and events. The legal basis for the processing of your personal data lies in pre-contractual processing and the implementation of a contract within the meaning of Art. 6 para. 1 lit. b GDPR.
In the context of these events, and also at events organised by other organisations, We may also receive information from you, e.g., if you provide us with your business card or network with us or our employees on LinkedIn. You provide this information to us voluntarily. We will include this information, together with other personal data referred to in this Privacy Statement, in our central electronic data processing system, where it will be used to manage our business relationship with you. The legal basis for the processing of your personal data lies in pre-contractual processing and the performance of a contract within the meaning of Art. 6 para. 1 lit. b GDPR or in our legitimate interest within the meaning of Art. 6 para. 1 lit. f GDPR for the targeted and efficient management of contacts and business relationships. You can object to this data processing by us at any time. However, We will then no longer be able to provide the services you have requested.
Check information in your browser's help section for specific instructions on how to manage cookies.
Cookies may be placed on your computer when you both visit and register on our Portal.
Our Portal may use first party and third-party cookies, pixel tags, plugins and other tools to gather device, usage, and browsing information when users visit our Portal or use our online services. For instance, when you visit our Portal, our server may record your IP address (and associated location information) and other information such as the type of your internet browser, your Media Access Control (MAC) address, computer type (Windows or Macintosh), screen resolution, operating system name and version, device manufacturer and model, language, and the pages you view and links you click on our Portal, as well as date and time stamps associated with your activities on our Portal.
Pixel tags and other similar technologies. Pixel tags (also known as web beacons and clear GIFs) may be used in connection with some websites to, among other things, track the actions of users of the websites (including email recipients), measure the success of our marketing campaigns and compile statistics about usage of the websites and response rates. We and our service providers also use pixel tags in HTML emails to our customers, to help us track email response rates, identify when our emails are viewed, and track whether our emails are forwarded.
Log files. Most browsers collect certain information, such as your IP address, device type, screen resolution, operating system version and internet browser type and version. This information is gathered automatically and stored in log files.
Do-Not-Track signals. Please note that our Portal does not recognize or respond to any signal which your browser might transmit through the so-called 'Do Not Track' feature your browser might have. If you wish to disable cookies on our Portal, you should not rely on any 'Do Not Track' feature your browser might have. For more information about do-not-track signals, please click here.
To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.aboutcookies.org or www.allaboutcookies.org. Please note that this link is provided as a convenience and for informational purposes only and does not constitute an approval of any information or opinion by BARAKA IMPACT FINANCE, ANI, or any of their respective affiliates. We bear no responsibility over the accuracy, legality, or content of the external site or for that of subsequent links. Please contact the external site for answers or questions regarding its content.
and HTML tags used for tracking and analytics on websites. Tags are small code elements that,
among other things, are used to measure traffic and visitor behaviour: to understand the effect
of online advertising and social channels; to set up remarketing and orientation towards target
groups; and to test and optimize websites. GTM makes it easier for us to integrate and manage our
tags. We use GTM on our website to include the following tracking tools (as in described in detail
this Section 12):
If you have performed deactivation, GTM takes this deactivation into account.
For more information about GTM’s privacy practices can be found at
Google Tag Manager Use Policy | Google Tag Manager – Google
Our website uses Google Analytics, a web analysis service of Google,
Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043 USA, www.google.com
(“Google Analytics” or “Google”). Google Analytics employs cookies that
are stored to your computer in order to facilitate an analysis of your use of the site.
The information generated by these cookies, such as time, place and frequency of your visits
to our site, including your IP address, is transmitted to Google’s location in the US and
Google may also transfer this information to third parties where required to do so
by law or where such third parties process this data on Google’s behalf. Google states
that it will in never associate your IP address with other data held by Google.
You can prevent cookies from being installed by adjusting the settings on your browser
however, that by doing so you may not be able to make full use of all the functions of our website.
Google Analytics also offers a deactivation add-on for most current
browsers that provides you with more control over what data Google can collect on
not to transmit any information about website visits to Google Analytics. However,
the browser deactivation add-on offered by Google Analytics does not prevent information
from being transmitted to us or to other web analysis services we may engage.
Google Analytics also uses electronic images known as web beacons
(sometimes called single pixel gifs) and are used along with cookies to compile
aggregated statistics to analyze how our site is used.
You can find additional information on how to install the browser
add-on referenced above at the following link:
Google Analytics Opt-out Browser Add-on Download Page.
For the cases in which personal data is transferred to the US,
Google has self-certified pursuant to the EU-US Privacy Shield.
We use Hotjar in order to better understand our users' needs
and to optimize our service and users' experience. This is provided by Hotjar Ltd,
Level 2, St Julians Business Center, 3, Elia Zammit Street, St Julians STJ 1000,
Hotjar is a technology service that helps us better understand our
users' experience (e.g. how much time they spend on which pages, which links they
choose to click, what users do and don't like, etc.) and this enables us to build
technologies to collect data on our users' behavior and their devices (in particular
the IP address of the device (captured and stored only in anonymized form), device
screen size, device type (unique device identifiers), browser information, geographic
location (country only), preferred language used to display our website). Hotjar
stores this information in a pseudonymized user profile. For further details,
If you do not want to be recorded by Hotjar, you can disable it by
setting the DoNotTrack header in your browser. For more information and
more about Hotjar's data processing, please visit: